FINcredible automatically verifies your new customers’ identity and creditworthiness, and secures the monthly payment directly via digital SEPA eMandate.
Industries · Telecommunications
Recurring payments. Signed with confidence, paid securely.
About This Industry
Contracts with recurring payments depend on your customers’ reliability. FINcredible verifies identity and creditworthiness before the contract is signed, so you know who’s really signing up and whether the monthly payment is realistic.
You can additionally secure the monthly direct debit with a digital SEPA eMandate — legally valid, with no signed paper form.
Stronger sales arguments
With confirmed creditworthiness, you can offer new customers more targeted plans or device financing.
Less fraud at contract signing
Identity verification shows you who’s really signing up, before the contract is finalized.
Our results in numbers
100% digital
Paperless contract signing
The entire process runs online for your customers.< 1 minute
Time to result
That's how fast each individual check delivers a result.4 solutions
Usable individually or combined
Identity, creditworthiness, contract detection and SEPA eMandate, matched to your needs.Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Industry set of features
Four standalone solutions for securely signing contracts with recurring payments.
Identity Verification
FINcredible confirms new customers' identity digitally — via ID Austria, Bank-Ident or Document-Ident, with no paper copies.Creditworthiness Check
FINcredible checks before signing whether your customers can afford the monthly payment — based on real, current account data.Competitor Contract Detection
As an optional add-on to the Creditworthiness Check, FINcredible detects existing plan payments with other providers. This lets you create a tailored counteroffer for new customers.SEPA eMandate
FINcredible sets up the direct debit mandate for the recurring payment digitally — legally valid, with no signed paper form.Trusted by Europe’s Leading Enterprises
From established financial institutions and property managers to high-growth digital platforms, market leaders rely on FINcredible. As a fully regulated, PSD2-authorized partner, we provide the real-time, fraud-proof bank data our clients need to make smarter decisions and build lasting trust
Why FINcredible
Regulated. Accredited. Sign-Up-Ready.
FINcredible makes complex identity, creditworthiness, and onboarding processes simple, intuitive, and digitally accessible for telecom providers and their customers.
As an FMA-regulated account information service provider under ZaDiG 2018 and an accredited ID Austria partner, FINcredible combines regulatory security with modern process digitalization.
Decisions in Real Time
Identity, account data, creditworthiness, and fraud risks are securely verified and analyzed in real time enabling faster, more informed customer processes.
Modular. Scalable. Tailored.
From individual modules to a complete solution suite flexibly adaptable to your industry and operational processes.
Simple & Accessible
Complex technology, designed for seamless usability for your teams and customers, without technical barriers.
How FINcredible Works? Technology and infrastructure for secure digital financial, identity and verification processes.
Modular services for secure, digital and compliant customer processes.
Analytics & Data Intelligence
Real-time analytics for informed financial and regulatory decision-making.
Integration Support
Seamless integration into existing systems via API, WebApp or white-label solutions.
Customization
Custom verification and decision models tailored to industry, risk and process requirements.
Ready to secure contract sign-ups with creditworthiness check, SEPA mandate, and identity verification in one step?
More Case Studies
Check out our case studies.
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For Telecom Providers
Payments & Fraud Protection
Data Protection
What is FINcredible used for in the telecommunications sector?
FINcredible supports the digital signing of contracts with recurring payments, such as mobile or internet plans.
How does FINcredible support stronger sales arguments?
With confirmed creditworthiness, you can offer new customers more targeted plans or device financing instead of flat, one-size-fits-all conditions.
How does FINcredible help create offers for new customers?
As an optional add-on to the Creditworthiness Check, FINcredible detects existing payments to other telecom providers. This lets you create a targeted counteroffer instead of offering flat, standard conditions.
Is Competitor Contract Detection automatically included in the Creditworthiness Check?
No, Competitor Contract Detection is an optional add-on that you can book alongside the Creditworthiness Check.
How fast can a new customer be onboarded with FINcredible?
Identity verification, the creditworthiness check, and setting up the SEPA eMandate each take under a minute with FINcredible.
How does FINcredible protect against fraud at contract signing?
FINcredible’s Identity Verification confirms who is actually signing up. The Creditworthiness Check separately shows whether a payment is realistically possible.
Can I use the FINcredible solutions individually?
Yes, Identity Verification, Creditworthiness Check, Competitor Contract Detection and SEPA eMandate are standalone FINcredible solutions. You choose exactly the ones you need for your use case.
Is FINcredible's process GDPR-compliant?
Yes, all data collection and processing at FINcredible meets GDPR requirements.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
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