FINcredible connects you to banks across Europe via PSD2 interfaces — from Germany, Austria, and Switzerland (98% coverage in the DACH region) to the UK, Norway, and Turkey.
About This Technology
Connecting every bank individually would grow more complex with each new market. FINcredible consolidates these connections into a single network of up to 6,000 banks, so one integration is enough to reach the entire European market.
EU-Wide Account Coverage: 92–99%
Depending on the country, coverage ranges between 92% and 99% of all bank accounts — one of the highest reachability rates for PSD2 access in Europe. A market is considered covered when the vast majority of a country’s bank customers can be reached through a stable, verified interface.
Covered Countries at a Glance
All highlighted countries are reachable through FINcredible via PSD2 interface.
Coverage That Grows With Your Needs
Starting points differ by market: in some countries, international banks are connected first, while individual domestic banks are added on request. This way, network coverage adapts to each partner’s actual needs instead of following a fixed, one-size-fits-all rollout.
More Case Studies
Check out our case studies.
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Our results in numbers
#1
Austria's First Regulated Account Information Service Provider
Licensed under ZaDiG 2018 since March 6, 2020 — setting the pace on regulation and innovation ever since.
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Countries
EU, UK and Switzerland, extendable to the countries of your choice.
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EU-wide account coverage
Varies by country.
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Scientific publications
In finance, optimization, data science, and applied statistics.
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Consulting projects
Data science & finance for banks and financial service providers.
Countries & Reach
Technical Connectivity
Reach & Expansion
In how many countries is FINcredible available?
FINcredible covers banks across Europe — from Germany, Austria, and Switzerland to the UK, Norway, and Turkey. The exact country list is shown on the Coverage Map.
What's FINcredible's bank coverage in the DACH region?
In the DACH region, FINcredible reaches 98% coverage of all bank accounts — one of the highest reachability rates in Europe.
How many banks can be reached through FINcredible?
FINcredible connects you to up to 6,000 banks across Europe via PSD2 interfaces.
What does "coverage" actually mean at FINcredible?
A market is considered covered when the vast majority of a country’s bank customers can be reached through a stable, verified PSD2 interface — not simply when individual banks are technically connected.
Why does coverage vary between countries?
Coverage ranges between 92% and 99% across the EU, depending on how many banks in a given country already provide a PSD2-compliant interface.
What happens if a bank you need isn't connected yet?
In some markets, international banks are connected first. Individual domestic banks are added specifically on request, rather than being fully integrated from the outset.
Is network coverage the same for every partner?
Not necessarily. Coverage adapts to each partner’s actual needs — if a specific bank isn’t yet connected, it can be added on request.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
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