Regulated infrastructure. Verified processes. Data you can trust.
About This Technology
FINcredible is supervised by the Austrian Financial Market Authority (FMA) and meets the regulatory requirements for payment and account information service providers under ZaDiG 2018. Regular technical and regulatory safeguards ensure that your data — and your customers’ data — stays protected at every step.
Annual Security Audit
FINcredible undergoes an annual security audit to continuously verify and strengthen its technical infrastructure.
Regular Penetration Testing
FINcredible conducts regular penetration testing to identify and address vulnerabilities before they become a risk.
FMA Regulation & PSD2 Obligations
FINcredible operates under the supervision of the Austrian Financial Market Authority (FMA) and fulfills the obligations of ZaDiG 2018 / PSD2, including strong customer authentication, a contingency mechanism, and incident reporting duties.
GDPR Compliance
FINcredible’s data collection and processing fully comply with GDPR requirements.
More Case Studies
Check out our case studies.
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Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Our results in numbers
#1
Austria's First Regulated Account Information Service Provider
Licensed under ZaDiG 2018 since March 6, 2020 — setting the pace on regulation and innovation ever since.
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Countries
EU, UK and Switzerland, extendable to the countries of your choice.
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EU-wide account coverage
Varies by country.
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Scientific publications
In finance, optimization, data science, and applied statistics.
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Consulting projects
Data science & finance for banks and financial service providers.
Regulation & Oversight
Technical Security
Data Protection
Is FINcredible regulated?
Yes, FINcredible operates under the supervision of the Austrian Financial Market Authority (FMA) as a licensed payment and account information service provider.
What does ZaDiG 2018 require from FINcredible?
ZaDiG 2018 requires FINcredible to implement strong customer authentication, maintain a contingency mechanism, and report security incidents to the relevant authorities.
How often is FINcredible's infrastructure audited?
FINcredible undergoes an annual security audit of its technical infrastructure.
Does FINcredible test for vulnerabilities?
Yes, FINcredible conducts regular penetration testing to identify and address vulnerabilities before they become a risk.
What happens if a security incident occurs?
Under ZaDiG 2018, FINcredible is obligated to report security incidents to the relevant authorities without undue delay.
Is FINcredible's data processing GDPR-compliant?
Yes, all data collection and processing at FINcredible fully complies with GDPR requirements.
Who has access to the data FINcredible processes?
FINcredible processes data solely for the purpose of delivering the requested service to its business customers.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
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