FINcredible protects your HR processes from payment errors and identity risks — digitally, and in minutes.
Industries · HR & Payroll
Secure hiring. Secure payouts
About This Industry
Incorrect or outdated account details quickly lead to delays or misdirected payments in payroll. IBAN NameCheck brings certainty here — regardless of industry or role.
In professions with heightened due diligence requirements, account verification alone isn’t enough. What’s also needed is certainty about the identity of the person being hired — proof that many companies can currently only provide through significant manual effort.
Fewer payment errors
Your HR team saves time otherwise spent tracing failed transfers.
Compliant hiring
You document a key piece of evidence for your due diligence obligations, with no added administrative work.
Our results in numbers
100% digital
Verification without paperwork
Both checks run entirely online.< 1 minute
Time to result
That's how fast you get the result.100% GDPR-compliant
Data protection guaranteed
All data collection and processing meets GDPR requirements.Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Industry set of features
Two standalone solutions for secure hiring and secure payouts.
IBAN NameCheck
FINcredible compares the account holder's name against your employee's name before the first salary payment — automatically and in real time.Identity Verification
FINcredible confirms applicants' identity via ID Austria, Bank-Ident or Document-Ident — no paper copies, no in-person appointment.Trusted by Europe’s Leading Enterprises
From established financial institutions and property managers to high-growth digital platforms, market leaders rely on FINcredible. As a fully regulated, PSD2-authorized partner, we provide the real-time, fraud-proof bank data our clients need to make smarter decisions and build lasting trust
Why FINcredible
Regulated. Accredited. Hire-Ready.
FINcredible makes complex identity and account verification processes simple, intuitive, and digitally accessible for HR departments and their employees.
As an FMA-regulated account information service provider under ZaDiG 2018 and an accredited ID Austria partner, FINcredible combines regulatory security with modern process digitalization.
Decisions in Real Time
Identity, account data, creditworthiness, and fraud risks are securely verified and analyzed in real time enabling faster, more informed customer processes.
Modular. Scalable. Tailored.
From individual modules to a complete solution suite flexibly adaptable to your industry and operational processes.
Simple & Accessible
Complex technology, designed for seamless usability for your teams and customers, without technical barriers.
How FINcredible Works? Technology and infrastructure for secure digital financial, identity and verification processes.
Modular services for secure, digital and compliant customer processes.
Analytics & Data Intelligence
Real-time analytics for informed financial and regulatory decision-making.
Integration Support
Seamless integration into existing systems via API, WebApp or white-label solutions.
Customization
Custom verification and decision models tailored to industry, risk and process requirements.
Ready to verify new hires fraud-proof and 100% digitally?
More Case Studies
Check out our case studies.
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For HR Departments
Securing Payroll
Security & Data Protection
Who can use FINcredible's IBAN NameCheck?
FINcredible’s IBAN NameCheck is suited for any HR department, regardless of industry or role.
For which professions is FINcredible's Identity Verification especially relevant?
It’s especially relevant for professions with a legal due diligence obligation in hiring, such as cash-in-transit, private security, or airport personnel.
Does FINcredible cover the entire legal reliability check?
No. FINcredible covers identity verification as one component. Further required steps, such as a criminal record check, remain your organization’s responsibility.
How fast is identity verification with FINcredible?
Identity verification with FINcredible typically takes just a few minutes.
Does my HR department need technical expertise?
No. FINcredible is designed to be simple and requires no technical prior knowledge.
What does FINcredible's IBAN NameCheck show?
FINcredible’s IBAN NameCheck shows whether the account holder matches the employee before the first salary payment is made.
How does IBAN NameCheck protect against payment errors?
If the account holder’s name differs from the employee’s name, FINcredible flags it before the transfer, so you can correct the payment.
At what point in the hiring process should the IBAN NameCheck take place?
FINcredible recommends running the check before the first salary payout, regardless of when the employment contract was signed.
Is FINcredible's identity verification GDPR-compliant?
Yes, all data collection and processing at FINcredible meets GDPR requirements.
Can I use both solutions independently?
Yes, IBAN NameCheck and Identity Verification are standalone FINcredible solutions and can be used individually or combined.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
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