FINcredible helps municipalities collect recurring fees digitally via SEPA eMandate and communicate securely with citizens.
Industries · Public Sector & Municipalities
Citizen communication and fees. Digital, secure and compliant.
About This Industry
Municipalities manage many recurring fees — from waste collection to childcare contributions. At the same time, they communicate regularly with their citizens. FINcredible supports both: digital collection of recurring fees via SEPA eMandate, and verified digital communication with citizens.
This reduces administrative workload, cuts down on paper, and builds the foundation for a communication channel that actually reaches people.
Less administrative workload
Digital SEPA mandates replace signed direct debit authorizations and manual reminder processes.
Digital communication instead of letters
Verified email addresses and phone numbers build the foundation for secure digital notifications instead of postal mail.
Our results in numbers
100% digital
No paper forms
The entire process runs online for your citizens.24/7 available
Independent of office hours
Citizens confirm contact details or their eMandate whenever it suits them.2 channels
Email and phone verified
Notices and decisions reach your citizens reliably.Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Industry set of features
Two solutions for staying in digital contact with your citizens.
SEPA eMandate
FINcredible sets up digital collection of recurring fees — for waste collection, water charges, or childcare, for example. Legally valid, with no signed paper form.Communication Data Verification
FINcredible confirms your citizens' email address and phone number. This builds the foundation for secure digital communication instead of letters.Trusted by Europe’s Leading Enterprises
From established financial institutions and property managers to high-growth digital platforms, market leaders rely on FINcredible. As a fully regulated, PSD2-authorized partner, we provide the real-time, fraud-proof bank data our clients need to make smarter decisions and build lasting trust
Why FINcredible
Regulated. Accredited. Administration-Ready.
FINcredible makes complex payment and communication processes simple, intuitive, and digitally accessible for municipalities and their citizens.
Decisions in Real Time
Identity, account data, creditworthiness, and fraud risks are securely verified and analyzed in real time enabling faster, more informed customer processes.
Modular. Scalable. Tailored.
From individual modules to a complete solution suite flexibly adaptable to your industry and operational processes.
Simple & Accessible
Complex technology, designed for seamless usability for your teams and customers, without technical barriers.
How FINcredible Works? Technology and infrastructure for secure digital financial, identity and verification processes.
Modular services for secure, digital and compliant customer processes.
Analytics & Data Intelligence
Real-time analytics for informed financial and regulatory decision-making.
Integration Support
Seamless integration into existing systems via API, WebApp or white-label solutions.
Customization
Custom verification and decision models tailored to industry, risk and process requirements.
Schedule a Consultation to Tailor the Perfect Solution for Your Workflows.
More Case Studies
Check out our case studies.
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For Municipalities
Security & Data Protection
What is FINcredible used for by municipalities?
FINcredible supports digital collection of recurring fees via SEPA eMandate as well as verified digital communication with citizens.
Which fees can be collected with FINcredible's SEPA eMandate?
FINcredible’s SEPA eMandate is generally suited for all recurring municipal fees, such as waste collection, water charges, or childcare contributions.
Why is digital communication relevant for municipalities?
Under the E-Government Act, citizens have the right to electronic communication with public authorities. FINcredible’s verified contact data is the foundation for putting that right into digital practice.
Does my municipality need technical expertise to use FINcredible?
No. FINcredible is designed to be simple and requires no technical prior knowledge.
Can my municipality use SEPA eMandate and communication data verification separately?
Yes, both FINcredible solutions can be used individually or combined — whatever fits your municipality’s needs.
How secure is communication data verification with FINcredible?
FINcredible confirms email addresses and phone numbers via a confirmation code, adding a security layer to protect sensitive citizen data.
Is FINcredible's process GDPR-compliant?
Yes, all data collection and processing at FINcredible meets GDPR requirements.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
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