FINcredible is an accredited ID Austria partner and integrates Austria’s official electronic identity directly — for government-backed verification with no additional matching step required.
About This Technology
As an accredited ID Austria partner, FINcredible connects directly to Austria’s official electronic identity. Unlike Bank-Ident or Document-Ident, this removes the need for an additional matching step — identity is already verified through the ID Austria confirmation itself.
One of Three Verification Methods
ID Austria is one of three combinable methods for digital identity verification at FINcredible — alongside Bank-Ident and Document-Ident. Not every customer has ID Austria, so all three methods can be configured based on the target audience.
Verification in Under a Minute
Identity verification via ID Austria is fully digital and typically completed in under a minute — no appointment, no visit to a government office.
ID Austria with a Fallback Option
ID Austria can be combined with Bank-Ident or Document-Ident — for example, as the primary method with one of the other two as a fallback if a customer doesn’t have ID Austria.
More Case Studies
Check out our case studies.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc vulputate libero et velit interdum, ac aliquet odio mattis. Class aptent taciti sociosqu ad litora torquent per.
Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Our results in numbers
#1
Austria's First Regulated Account Information Service Provider
Licensed under ZaDiG 2018 since March 6, 2020 — setting the pace on regulation and innovation ever since.
0
+
Countries
EU, UK and Switzerland, extendable to the countries of your choice.
0
%
EU-wide account coverage
Varies by country.
0
+
Scientific publications
In finance, optimization, data science, and applied statistics.
0
+
Consulting projects
Data science & finance for banks and financial service providers.
What Is ID Austria?
Usage & Process
Combining with Other Methods
What is ID Austria?
ID Austria is Austria’s official electronic identity, government-recognized and officially confirmed. It enables direct digital identity verification without a visit to a government office.
Is FINcredible officially accredited for ID Austria integration?
Yes. FINcredible is an accredited ID Austria partner and connects the electronic identity directly, with full government backing.
Do customers need an appointment or a visit to a government office for ID Austria verification?
No. Verification via ID Austria is fully digital, typically completed in under a minute, with no in-person appointment or office visit required.
What happens if a customer doesn't have ID Austria?
Not every customer has ID Austria. For this case, FINcredible offers two additional digital verification methods: Bank-Ident and Document-Ident.
Can ID Austria be combined with other verification methods?
Yes. ID Austria can be combined with Bank-Ident and Document-Ident — for example, as the primary method with one of the other two as a fallback.
Who decides which verification methods are offered?
The choice of verification methods — individually or combined — is configured by each business, based on its own customer base and process.
Testimonials
See what our clients say about working with us.
5/5
“FINcredible demonstrates what responsible handling of user data protection can look like. For the founders, data privacy is a top priority.”
Philipp Kinsky, Partner, HERBST KINSKY Rechtsanwälte GmbH
5/5
“FINcredible has an enormously strong team. With their product ‘FINcredible MietCheck’ and their focused market approach, this FinTech company has extraordinary potential.”
Patrick Pöschl, Chairman, Fintech Austria
5/5
“ImmoScout24 continuously improves its service for property seekers. The partnership with FINcredible for creditworthiness checks helps future tenants present themselves competently and credibly to landlords, while protecting their data far better than has traditionally been common practice.”
Markus Dejmek, Austria Country Manager, ImmoScout24
5/5
“Currently, willhaben lists more than 20,000 rental apartments and over 1,300 houses for rent. Once someone has found their dream property with us, they often have very little time to stand out against other prospective tenants. That’s why we’re glad to have FINcredible as a partner at our side, making the property search even easier for our users while placing just as much value on security and data protection as we do.”
Judith Kössner, Head of Real Estate, willhaben
5/5
“We wanted to close the gap between modern property management and well-founded tenant decisions. With FINcredible, we’re integrating a solution that creates transparency and supports owners in one of the most important decisions in the rental process.”
Laurens Pohl, CEO, ImmoAssist
5/5
“Our goal is to make financing as simple as possible, without losing sight of responsibility or reliability.”
Herbert Hirscher, CEO, Mercedes-Benz Financial Services Austria
5/5
“With this modern solution, which we are initially testing in the Diocese of St. Pölten and then plan to roll out across Austria, we are creating a win-win situation: more efficient processes for us, the highest security for our donors, and an active contribution to environmental protection.”
Christoph Riedl, Secretary General, Caritas St. Pölten
Ready to integrate ID Austria seamlessly?
Fill in the form and you will receive an answer as soon as possible.
Our team of experts is ready to answer your questions, give you more info and help you.
