FMA-regulated Open Banking for Real Estate, HR, Energy, Mobility & More
Know exactly who you're dealing with. In seconds.
Digital onboarding, KYC, identity and creditworthiness verification — fully automated and compliant.
KYC · PSD2 Account Analysis · Fraud Prevention · Creditworthiness Assessment · Real-Time Onboarding
Trusted by Europe’s Leading Enterprises
From established financial institutions and property managers to high-growth digital platforms, market leaders rely on FINcredible. As a fully regulated, PSD2-authorized partner, we provide the real-time, fraud-proof bank data our clients need to make smarter decisions and build lasting trust
Why FINcredible
Regulated. Accredited. Ready to Deploy.
FINcredible makes complex identity, creditworthiness, and onboarding processes simple, intuitive, and digitally accessible for businesses and their customers.
As an FMA-regulated account information service provider under ZaDiG 2018 and an accredited ID Austria partner, FINcredible combines regulatory security with modern process digitalization.
Decisions in Real Time
Identity, account data, creditworthiness, and fraud risks are securely verified and analyzed in real time enabling faster, more informed customer processes.
Modular. Scalable. Tailored.
From individual modules to a complete solution suite flexibly adaptable to your industry and operational processes.
Simple & Accessible
Complex technology, designed for seamless usability for your teams and customers, without technical barriers.
Our Solutions
Modular building blocks for seamless digital customer journeys.
Industry Insight, summarized from Forbes Austria
The future of digital verification belongs to data sovereignty. As highlighted by Forbes, the ultimate goal of modern identity solutions is to hand data control back to the individual while allowing businesses to verify compliance instantly and securely exactly the standard FINcredible delivers today.
Industries & Sectors. Digital identity, financial and verification processes for regulated and data-driven industries.
Banking & Financial Services
Real Estate
Energy & Mobility
Telecommunications
Public Sector & Municipalities
HR & Payroll
NGOs & Membership Organizations
Ready to Secure Your Business. Contact Us Today & Scale Your Growth
Modular services for secure, digital and compliant customer processes.
Analytics & Data Intelligence
Integration Support
Customization
How FINcredible Works? Technology and infrastructure for secure digital financial, identity and verification processes.
Schedule a Consultation to Tailor the Perfect Solution for Your Workflows.
The FINcredible Journal
Your go-to resource for Open Banking trends, digital verification insights, and compliance updates. Read our latest articles to see how data sovereignty is reshaping the B2B landscape.
Payroll fraud is a widespread and costly problem. According to the Association of Certified Fraud Examiners (ACFE), payroll schemes account for around one in ten cases of occupational fraud and
A conversation with Mittelsmann Philipp Sulek GmbH about the importance of tenant creditworthiness checks in residential letting Mittelsmann Philipp Sulek GmbH (www.sulek.immobilien) is a real estate agency based in Vienna.
Press & News:
FINcredible in the Spotlight
Explore our latest official press releases, product announcements, and expert commentary featured in leading European business and tech publications.
Events & Webinars: Deep Dive into Fintech Innovation
Connect with our team and industry experts at upcoming live webinars, panel discussions, and trade fairs. Join us to explore actionable strategies regarding Open Banking, regulatory compliance.
Career: Shape the Future of Digital Trust
If you are passionate about cutting-edge technology, data privacy, and scaling user-centric fintech solutions, explore our open roles and join a fast-growing team where your impact matters.
Our clients and partners